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OPIC Financing provides medium- to long-term funding through direct loans and loan guaranties to eligible investment projects in developing countries and emerging markets. By complementing the private sector, OPIC can provide financing in countries where conventional financial institutions often are reluctant or unable to lend on such a basis.
OPIC’s Small and Medium-Enterprise Financing is available for businesses with annual revenues of less than $400 million. OPIC’s Structured Financing focuseson larger U.S. businesses and supports large-scale projects that require large amounts of capital.
OPIC can meet the long-term capital investment financing needs of any size business in a wide variety of industries. OPIC’s minimum loan/guaranty size is $350,000 and the maximum is $250 million. If a project requires more than OPIC’s maximum per-project lending capacity, OPIC is experienced in working with co-lenders to bring sufficient resources to a project. The majority of OPIC’s financing is used to cover the capital costs (such as design/engineering services, facility construction or leasehold improvements, equipment) associated with the establishment or expansion of a project in a non-financial industry or to fund the expansion of lending capacity (such as microfinance, SME lending or mortgage lending) by a financial services provider.
OPIC does not consider financing requests that are solely for working capital needs or for the purpose of making an acquisition, though limited working capital or acquisition costs may be financeable if they are a portion of overall project costs. OPIC does not finance export sales that are unrelated to long-term investments in overseas projects. To learn more about other U.S. government programs that support the National Export Initiative, visit www.export.gov.