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6 Step Guide- How to Get a Business Loan

Wed, 2013-09-04 17:53

Money is the lifeline of any business, so whether you’re starting a business or running an existing one, securing financing is a major factor, especially for small businesses.  Many budding entrepreneurs find the task daunting and don’t even know where to begin.
Here’s a simple yet practical guide on how to go about preparing to apply for a small business loan.
1.    What criteria do banks look for in making small business loans?

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Commerce Department Encourages Businesses to Prepare Now for Future Emergencies and Disasters

Wed, 2013-09-04 17:09

September is National Preparedness Month. It is crucial that businesses, in addition to government officials and the public, take steps now to prepare for future emergencies or natural disasters. The Commerce Department is encouraging business owners to be good corporate citizens by establishing a plan to help lessen the economic impact of disasters within their communities. Here are three things business owners can do today to prepare for future emergencies and disasters:Have a business continuity plan.

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NIST Releases Study on Reducing Damage and Loss from Wildfires

Wed, 2013-09-04 14:00

A recent study of one of California's most devastating wildland fires by the National Institute of Standards and Technology (NIST) and the U.S.

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Website Helps Business Owners Learn About Healthcare Law Changes

Wed, 2013-09-04 12:32

Have you heard? There's a new one-stop-shop website that provides employers of all sizes information on how the Affordable Care Act may affect businesses and help them compete. The site includes a wizard tool that is tailored based on the size and location of your business. Go To: The site also provides employers to informational content on tax credits and other provisions of the law from the Small Business Administration, the Department of Health and Human Services (HHS), and the Treasury Department.

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How Franchising Began

Wed, 2013-09-04 08:38

My feeling is that you should go “all in” if you’re going to become the owner of a franchise business someday.
There’s a lot to learn before you open for business. There’s a lot to do, too.
·        You have to research the franchises that you’re looking at
·        You have to figure out financing
·        You have to draw up a business plan
·        You have to hire a franchise attorney
·        You have to set-up your business entity
·        You may have to find a location
There’s also something else that I’d you to do.

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A Dedicated Voice for Small Business

Tue, 2013-09-03 13:01

Small businesses are the backbone of America’s economy, creating two out of every three net new private sector jobs.  And at the Small Business Administration, our job is to make sure that small businesses have the tools and the resources they need to succeed at every stage.

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Back to School: 2013-2014

Tue, 2013-09-03 11:45

By August, summertime is winding down and vacations will be coming to an end, signaling that back-to-school time is near. It's a time that many children eagerly anticipate—catching up with old friends and making new ones, and settling into a new daily routine. Parents and children alike scan the newspapers and websites looking for sales to shop for a multitude of school supplies and the latest clothing fads and essentials. This edition of Facts for Features highlights the many statistics associated with the return to classrooms by our nation's students and teachers.

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Resources to Help Your Woman-Owned Business Succeed

Tue, 2013-09-03 08:01

According to the U.S. Census 2007 Survey of Business Owners, women owned 7.8 million businesses, representing almost 30 percent of all companies in the country. It’s also worth mentioning that the growth of women-owned firms has outpaced the growth of other types, having increased by just about 44 percent between 1997 and 2007.
So, what can you do to join the ranks of these successful women business owners? Are you exploring your options for capital? If you’re looking for help to finance your business venture, check out these resources.

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Labor Day 2013: September 2

Mon, 2013-09-02 09:00

The first observance of Labor Day was likely on Sept. 5, 1882,
when some 10,000 workers assembled in New York City for a parade. That
celebration inspired similar events across the country, and by 1894 more than
half the states were observing a "workingmen's holiday" on one day or
another. Later that year, with Congress passing legislation and President
Grover Cleveland signing the bill on June 29, the first Monday in September was
designated "Labor Day." This national holiday is a creation of the

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Confirming the Partnership Between the United States and Asia

Fri, 2013-08-30 10:30

The Department of Commerce has taken advantage of several
opportunities to support its commitment to Asia, an important region with some
of the world’s fastest growing economies.

Under Secretary of Commerce for International Trade Francisco
Sánchez visited Brunei this month for the
Association of Southeast Asian Nations (ASEAN) Business and Investment Summit. His message to the Summit
was that ASEAN remains an important partner to the United States and a key
player in the global marketplace.

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